I cannot commend how you and your husband have set yourself up for such a great life in the upcoming decades by what you have done right now.

I wish I had invested earlier as well. The magic of time and compound interest is truly remarkable when you add another decade or two (I really didn’t start investing till mid to late 30s).

I know exactly how you feel about choosing a university (I went to Johns Hopkins (fortunately my mom paid for it) but I had to finance my medical school. I definitely get coming out of high school you wanted to let people know you were smart enough to get into big name expensive schools.
But you know what? How many patients have asked me where I got my training? In over 15 yrs of practice not one of them has (although being a radiologist I don’t have as much interaction with patients like a primary doc has but still).

You got the most important decision correct. That’s finding a suitable partner who is on the same financial and emotional page as you. That in itself can compensate for pretty much any of the other mistakes.

Keep up the good work

Thanks Jason!!!